Bridging the Gap Between Cost and Care.
Traditional health plans often leave employees with high out-of-pocket costs and employers with rising FICA liabilities. Pulse Care Network connects employers with clinical supplemental benefits that enhance employee wellness while remaining cost-neutral to the organization.
The Clinical Pillar Framework
A comprehensive approach to supplemental healthcare that addresses the most critical needs of today's workforce.
Virtual Primary & Urgent Care
Give your employees 24/7 access to board-certified physicians. By diverting minor illness and urgent care needs away from your primary insurance, this helps stabilize your long-term renewal rates.
Mental Health & Behavioral Support
Proactive mental health resources including counseling and stress management. Reduce absenteeism and improve productivity with a workforce that feels supported.
Pharmacy & Prescription Advocacy
Deep discounts on essential medications and chronic disease management. Your employees should never have to choose between their health and their paycheck.
A Self-Funding Benefit Architecture
The program is structured under a strict Section 125 (Cafeteria Plan) framework. By utilizing pre-tax contributions for supplemental health premiums, the plan effectively pays for itself.
For Employees
Massive increase in healthcare access with a net-zero impact on take-home pay.
For Employers
Significant reduction in employer-side FICA tax liability, typically averaging:
Compliance Note
The plan architecture is reviewed by ERISA counsel and adheres to IRS Memorandums 202323006 and 2024-65 regarding bona fide medical expenses under IRC Section 213(d).